You asked, we answered! Here is our exhaustively researched White Paper on SBA 7a Loans, using primary government sources for accuracy. Seven pages in total.

Borrowers frequently ask the same questions about SBA 7a Loans. Here are the top 12 FAQs we field on 7a Loans at Speritas Capital Partners.

Speritas Capital White Paper: How can you legally use the proceeds of an SBA 7a Loan? This list has both allowed, and disallowed uses - taken directly from congressional reports.

Speritas Capital SBA White Paper: What are the SBA’s credit criteria for an SBA 7a loan? Why do I need to meet both the SBA & the Lender’s credit criteria?

Speritas Capital White Paper: What types of business are ineligible for an SBA 7a Loan? What business uses are prohibited? Read about 25+ ineligible business situations.

What types of business are eligible for an an SBA 7a Loan? Are you eligible? This concise summary about SBA eligibility is taken directly from SBA operating documents.

The SBA 7a Guaranty fee will be the highest closing cost on your SBA loan. Learn how it’s calculated & exceptions for veterans & HUBzones.