Articles by Speritas Capital
6 Equity Sources that Meet the SBA’s Equity Injection Requirements for a Business Acquisition - updated for 2023
What is an Equity Injection and What Funding Sources Can You Use to Meet SBA Requirements for a Business Acquisition?
Asset Based Lending for Beginners
If you’re growing fast and lack of cash is hurting your business, consider asset based lending. Here’s a beginner’s guide to the pros and cons of ABL.
How to Manage your Liquidity: 8 Steps to an Accurate Cash Flow Forecast, with Template
How can strong liquidity forecasting and liquidity contingency planning help your business survive? Creating a cash flow forecast is critical for lenders, AND helps you plan for liquidity events.
What is a Sources and Uses Table in Commercial Lending & Why do you Need One?
When you’re acquiring a business or purchasing commercial real estate, a sources & uses table helps you organize all the cash inflows & outflows. Lenders (including the SBA) expect to see this.